Affordable restaurant capital
Up to $500,000

Instant pre-approval and funding in 24-48 hours!

RESTAURANT LOANS

3-MINUTE APPLICATION, PRE-APPROVED IN SECONDS!

While banks can take weeks to decide if you qualify for financing. IOU Financial can deliver funding in as little as 24-48 hours.

FLEXIBLE WORKING CAPITAL

Feed your business with affordable capital from RestaurantLink and IOU Financial. Purchase equipment, update the concept, invest in your future or take care of the present. Regardless of your financial needs, we have quick and easy solutions.  

Easy To Apply
With the automated process you will know if your credit qualifies for a loan within minutes.  

Affordable Rates
Save thousands over other options. There are no early payment penalties. You only pay interest for the time you are using the capital.  

Flexible Funding
Receive $10K to $500K and terms from 6-18 months. If you need more than $500K, you can renew once 40% has been paid down.

PRE-APPROVAL

To qualify, you must own at least 80% of your restaurant and have been in business for a minimum of 1 year. Annual sales should exceed $100K and have average ending balance of at least $3K per day in your business bank account.